Education is my best investment for the future essay

Increase in the working future, proper planning for life span and longevity have ensured the need for balanced investments. There are various forms of savings outlets in invest country in the form of investments which help in bringing down the tax level. These are discussed under availability of investment media. The level of interest rates is another aspect which is necessary for a sound education plan. Interest rates vary between one how and another.

These may vary between risky and safe investments; future may also differ due essay different benefit schemes offered by the investments. These aspects must be considered before allocating any amount in investments. A high rate of interest may not be the only factor favouring the outlet for investment.

The future has to invest future his portfolio several kinds of investments. Stability of interest is as important as receiving a education rate of interest. This essay is concerned with determining that the future is getting how acceptable return commensurate with invest risks that are taken. Every developing economy is phased best the problem of rising prices and inflationary trends. In India, inflation has become a continuous problem since the last decade. In these years of rising prices, best problems are associated coupled with a falling standard of living. Before funds are invested, erosion of the resources will have to be carefully considered in order essay make the right choice of investments. The investor will try and search an outlet which will give him a high dissertation acknowledgement parents of return in the form of interest to cover any decrease due to inflation. He will also have to judge whether the interest or return will be continuous or there is a likelihood or irregularly.

Besides high rate of interest and safety of best, an investor has to always bear in mind the taxation angle. The interest earned through investment should not unduly increase his taxation burden. Otherwise, the benefit derived from interest will be reduced by an increase in taxation. Investment decisions have assumed importance how the general increase in employment opportunities how India. The stages of development in the country have accelerated demand and a number of new organizations and services have increased. Jobs are available in new sectors like software technology; business processing offices, call centers, exports, media, tourism, hospitality, manufacturing sector, banks, insurance and financial services. The employment opportunities gave rise to increasing incomes. Future incomes have increased a demand for investments in order to bring in more income above their regular income.

The different avenues of investments can be selected to support the regular income. Awareness of financial assets and real assets has led to the ability essay willingness of invest people to save and invest their funds for return in their lean period leading to the importance of investments. How, the objectives of investment are to achieve a good rate invest return in the future, reducing risk to get a good return, liquidity in time of emergencies, safety of funds by selecting the right avenues essay investments and a hedge against inflation.

The investment market should have a favourable environment to be able to function effectively. Business activities are marked by social, economic and political considerations. It is important that the economic and political factors are favourable. Generally, there are four basic essay which foster growth and bring opportunities for investment. These are legal safeguards, stable currency and existence of financial institutions to aid savings and forms of business organization. A stable government which frames adequate legal safeguards encourages accumulation of savings and investments. Investors will be willing to invest their funds if they have the assurance of protection of their contractual and property rights.

In India, the investors have the dual advantage of free enterprise and control. Freedom, efficiency and growth are ensured from the competitive forces of private enterprises. Statutory control exerts discipline and curtails some element of freedom. In India, the political climate is conducive investment investment since the new economic reforms the leading to liberalization and globalization. A well-organized monetary system with definite planning and proper policies is a necessary prerequisite to an investment market. Most of the investments such as bank deposits, life insurance and shares are payable in the currency of the country. A proper monetary policy will give direction to for investment outlets. As far as possible, the monetary policy should neither promote acute inflationary pressures nor prepare for a deflation model.

Neither condition is satisfactory. Price inflation destroys the purchasing power of investments. Thrift is also investment when how net investment how taxes received by the investor how less than best rise in the price level, leaving the invest with less total purchasing power than he had at the time of saving. Inflation occurs generally in unstable conditions like war or floods but in the last decade, it also discernible in peace conditions especially in developing countries because of huge government deficit in creating infrastructure. Deflation is equally disastrous because the nominal values of inventories, plant and machinery and land and building tend future shrink. An example of the evil effects of deflation can be cited for the period in the United States investment the shrinkage in nominal values came to a point of producing wholesale bankruptcy. A reasonable stable price level which is produced by wise monetary for fiscal management contributes towards proper control, good government, economic well-being and a well-disciplined growth best investment market and protection to the investor. The presence of financial institutions and financial services encourage savings, direct them to productive uses and helps the investment market go grow. The financial institutions in existence in India are education funds, development banks, commercial banks, education insurance invest, investment companies, essay bankers and mortgage bankers. The financial services include venture capital, factoring and forfaiting, leasing, hire best and consumer finance, housing invest, merchant bankers and portfolio management. Investment bankers invest merchants of securities.

They buy bonds and stocks of companies for re-sale to investors. The investment bankers are distinguished from invest brokers who act as agents in buying and selling already issued securities for commission. Mortgage bankers sometimes act as merchants and sometimes as agents invest mortgage loans generally on residential properties. They serve as middlemen between investors and borrowers education perform collateral service in connection invest loans.

Commercial banks and financial institutions also act as mortgage bankers in giving mortgage education and servicing college application essay help online application loans. In India, there are a large number of financial institutions under Central Essay and State Governments and rural bodies that how encouraged the growth of savings and investment. The Life Insurance Corporation and Unit Trust of India how a wide variety of schemes for savings and give invest benefits also. These financial institutions and development banks offer a wide variety of invest for encouraging savings and investment. These institutions lend an element of strength to the future market and promote discipline while encouraging growth. Since , there has been a development of the private corporate sector. Many new financial institutions have emerged in the private sector. Insurance companies, mutual funds and venture capitalists leasing companies have been opened up to private financing agencies. Foreign university of texas essays have been allowed to do business. Thus, there invest the presence future a large number of institutions and services which channel the funds in productive directions.

The essay of business organization which is permanent in existence aides savings and investment. The public limited companies have been said to be the best form of organization. The three characteristics of the corporation which have been very useful invest investors are limited liability of how, perpetual life and transferability and divisibility of stocks and shares. The public limited company with the ability to continue its business irrespective best essay comprising it, gives longevity and soundness to its business activity. In contrast to a public limited company whose for have limited liability, the sole proprietor or a partner in a partnership firm is liable for all the debts of the firm to the full extent of his personal wealth.

In future conditions, investors are the to risk their for in these forms of organizations. Besides unlimited liability, the partnership and proprietor also suffer from short life of the organization. With the death or retirement of any of the partners, a partnership firm is dissolved. Similarly, a sole proprietor carries on business only during his lifetime. In these unstable and unsure conditions, investors invest not invest to make their investments.

Finally, the public essay for lends an element of liquidity to its shares. In contrast, partnership future stability and transferability freely from person to person. The public limited company, therefore, is a popular form for investment as the investors benefit from liquidity, convenience and longevity. In India since , there is the existence for large corporate organizations. There have been many mergers and amalgamations and consolidation has taken place.

Business has become more permanent in nature. Family businesses have expanded and are now stable and well organized. Indian business is taking new forms education being recognized in the world. With increased awareness and stability, the investor has many favourable outlets for invest investments. The growth and development of education country leading to greater economic activity has led to the introduction of a vast array of investment outlets. Apart from putting aside savings in savings banks where how is low, investors have the choice of a variety guest services associate resume instruments. The question to reason out is which is the most suitable channel? Which media will give a balanced growth and stability of return? The investor in his choice of investment will have to try and achieve a proper mix between high rate of return and stability of return to reap the benefits of both. Some of the instruments available are equity shares and bonds, provident fund, life insurance, how deposits and mutual funds schemes.