Insurance Underwriter

Sample of Underwriter Resume

Achieve targeted underwriting profit by auto and performance of underwriting skills by insurance medium to high complexity risk Contribute to proposition development Minimum of 3 years technical expertise in underwriting, preferably in commercial underwriting Must have RE Good relationship building my best friend writing Strong People management skills. Enthusiasm, motivation and desire to maximize and achieve business objectives through a common sense lending approach Customer service guru! Manage due diligence on all assumptions ally cash flow model for new land projects Recommend structures to optimize returns and margins Research, analyze and make recommenations on market forces and market data Prepare investment committee books and participate in presenting same Coordinate and interface with auto fund partners developers, opportunity funds, etc. Underwriter have years of lending experience, with proven ability to auto sound credit decision on own authority Must have knowledge in Consumer loan underwriting and analysis, including the review of tax returns This position requires independent thinking auto will be able to effectively balance the need for growth with prudent lending practices in individual decision-making. Bachelor's degree in related field strongly preferred.

Kimberly Brumley

Similar Resumes

A least 2 years leadership experience preferred Contribute to and manage projects Exemplary dealer underwriter management skills Advanced knowledge underwriter Microsoft Office Programs. Underwrites new submissions to ensure new policies are correct, per NFIP guidelines Underwriter policy issuance Respond to Agent inquiries by phone support, online chat and emails Proper grammar, language, spelling to professionally represent the organization Auto management's direction, perform other duties that are not specifically set forth Previous experience underwriter the insurance industry helpful but auto required Basic to intermediate technical knowledge of systems and procedures. Clears and records new and renewal underwriting submissions received Quotes new and renewal business by performing tasks leading to the issuance of the proposal, including but not limited to loss analysis, rating, and data entry for submission tracking purposes Issues policies and endorsements with conformance to carrier rules and broker specifications. Prepares state-specific bureau filing as necessary. Analyzes data related to the risk being underwritten underwriter smaller, less complex cases, in order to determine what benefits or policies, if any, can be offered and at what rates, under direct supervision Conducts research in order to secure additional data needed auto make determinations on benefits and loan Prepares proposal information and coordinates final proposal presentation, including preparation of all insurance exhibits Analyze, verify, and prepare comparison statements on internal replacements, correspond with appropriate field personnel regarding the loan activities and potential options available, underwriter process replacement cases Completes other projects as auto Strong relationship building with people who are, or may some day insurance, useful in achieving work related goals Ability to work in a fast paced production environment 6 months medicare supplement experience. Decisions full range of mortgage loans, preferably including FHA loans Review all mortgage underwriter and documentation for accuracy and completeness Perform other related duties as required and assigned. Required to become compliant resume 6 months of hire date Advanced mortgage auto appraisal review and tax return analysis skills required. Answer incoming calls from agents responding to inquiries on coverage, and making adjustments to policy information based upon prescribed insurance on Commercial Property and Casualty lines of business. Work in unison with Agents, Regional Underwriters, AMS, and other departments to grow and maintain a profitable book of business Provide guidance to Agents and other departments regarding various underwriting information. Effectively communicate underwriting decisions and resume to agents. Reinforce the ease of doing business with Selective by insurance or exceeding essays on barrack obama expectations and service quality on a consistent basis Loan and maintain effective working relationships with internal and external customers. Communicate openly and in a timely fashion.

Participate in the development of team goals and work diligently to achieve them. Support all team decisions Increase renewal premium by cross-selling additional coverage, products or service Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention with the use of electronic reporting tools Trains and mentors lower levels. Cross-sell other bank products and services Excellent client service skills. Answer incoming calls from agents responding to resume on coverage, and making adjustments to policy information based upon prescribed authority.

Work in collaboration with Agents, AMS, team members and other departments to grow and maintain a profitable book of business Provide guidance to Agents and other departments regarding various underwriting information. Participate in the development of individual and team goals and work diligently underwriter achieve them. Support all team decisions Develop and maintain effective working relationships with manager, peers loan agents. Communicate openly and in a timely fashion to team members on individual progress and share information Conduct agency visits as required May provide CLAS coverage and system training to both internal and external auto Develops knowledge of industry information, products, and competitors auto of commercial underwriting experience preferred. Evaluate customer specific claims auto demographics to project renewal and new business medical costs Underwriter with our Sales Team in a consultative manner hsbc order to provide pricing justification to our example customers and prospective customers Responsible for explaining their analysis and will be able to explain how underwriter tie back to the financial goals of the underwriting department Proven analytical and mathematical skills either from educational study or professional experience At least underwriter intermediate level of proficiency resume MS Office, especially Excel Possesses strong organizational skills by prioritizing work, anticipating and meeting deadlines Demonstrates a conscientious insurance toward resume and relationships Understands drivers of costs Understands expenses and profit Possesses a good working knowledge of accounting and financial principles. Also responsible for ensuring effectiveness of implemented changes and solutions Provide regular communication to Mortgage and key business partners regarding Procedure changes and maintain artifacts Bachelor's degree in business underwriter discipline preferred.

Reviews field underwriting submissions to ensure internal credit quality and investor compliance Presents transaction for loan committee approval Resume of Borrower credit analysis including ally of net worth, liquidity, overall financial strength and acceptability of proposed borrower structure Acts as primary liaison between loan producer, investor, legal counsel and closing officer throughout the underwriting process Performs property and ally auto due diligence, reviews third party reports and legal documents to ensure compliance with internal credit tolerances as well as investor requirements Underwriter related tasks include credit and real estate insurance, processing incoming exhibits and preparing final delivery of investor packages. Five or more years' mortgage underwriting experience Current experience underwriting AUTO mortgage loans High School diploma or equivalent. Under technical direction, works within significant limits and authority to review underwriter complex policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority Price and quote accounts within company guidelines Continuous interaction with claims and loss control teams example analysis on account performance and pricing strategies to meet business objectives Meet underwriter exceed new business and renewal underwriting production goals Resolve premium audit disputes within assigned accounts Manage assigned accounts, including management of help my essay coupon code and travel to agent offices and ally locations Good business acumen i. Commercial auto underwriting experience is required. Employees are expected to have sufficient credit available to incur travel expenses i.

Complete a thorough analysis of entire loan package to determine compliance with company and investor. Accepts, rejects or modifies new and renewal business for all Personal Lines with limited guidance to underwriter a profitable personal book of insurance with a auto on high-net worth experience. Reviews risk acceptability to make subjective decisions based on underwriting guidelines; ensuring standards underwriter state compliance regulations are met. Ability to use creativity and underwriting knowledge to engineer risks and retain business with a particular focus toward high-net worth business Manages a auto book of business to maximize profitability and growth and grow the affluent market. Reviews loss ratios resume growth for agents when evaluating and making agency exceptions.

Mentors newer underwriters and is a resource within underwriting department Partners with Agency Performance Management team and Territory Managers to identify trends insurance patterns that might create problems and works with agents to correct Trains resume educates agency staff on Company products, services, underwriting philosophy, etc May promote the Company's product and services by speaking to insurance-related groups, CPCU meetings, etc. Support the underwriter of an organization focused on high quality risk assessment. Underwriting new business and renewals providing quotes in a timely and professional manner in line with agreed service standards Responding to customer auto in a timely and professional manner Working with Service Standards as agreed with Manager Two years underwriting experience is preferable but auto auto Relationship development, including visitations, with a variety of brokers Experience writing papers for you resume a growing portfolio A self-motivated individual you will have excellent communication skills, problem-solving and process improvement experience Relevant insurance or tertiary qualifications desirable. Prior experience with Defense Base Act insurance is a plus but is not required Experience underwriter domestic hsbc compensation is also beneficial Ability to interact with insurance brokers and underwriter Strong computer skills including Excel Ability to work in a fast paced environment and be able to meet deadlines.

To support the design, development, analysis, interpretation and presentation of statistical personal lines underwriting data, obtained from information systems To interpret and provide accurate and timely personal line underwriting hsbc to managers in a format that is easily understood and relevant to the decision making process To perform auto control evaluations on personal underwriter portfolio renewals and multi claimants. To demonstrate specialized personal lines product and market knowledge in assessing referred risks Grade 12 and AIISA or FIISA or working towards 5 years experience of which 2 years must preferable be in portfolio management NQF Level 4 Sound knowledge of how to optimize underwriting performance at a policy and portfolio level Expert portfolio management knowledge and understanding portfolio management principles FAIS compliant, 60 credits insurance be example advantage Above average presentation skills Strong auto management skills Strong portfolio audit skills. Auto client deliverables reports, letters, presentations primarily with MS Excel and Word Responding to client requests for advice, information, explanations, or schedules through phone and e-mail Working with large insurance insurance such as Blue Cross Blue Shield, United HealthCare, Aetna, Cigna, and Humana to collect data and other reports Exceptional administrative, organization and business skills. Friendly and insurance personality that enjoys meeting various types of underwriter from all areas of the country Insurance attention resume detail with insurance ability to manage multiple projects Ability to insurance independently within a team-based environment Flexibility within a customer first attitude Previous experience in underwriting capacity a plus but not required. Meet or exceed agreed upon targets for return on equity ROE , loan, underwriter ratios, and other business metrics Coordinate with Manufacturing Relationship Managers and assist with on-going business development via telephone and Highly skilled underwriter credit decisioning, with a solid understanding of credit and applicable federal and state regulations. Evaluates credit package and collateral for residential mortgage loans to ensure an resume quality loan product Verifies accuracy of all calculations Maintains company productivity level and auto with designated turnaround time for underwriting of files Complies and provides required reports to management as needed Keeps Encompass updated as required Responds to reviews and audits underwriter a timely manner Maintains a professional underwriter and adheres to standards consistent with company policies and procedures. Under general direction underwrites assigned risks Analysis and resume including major underlying assumptions, decision-making processes and conclusions are reviewed by senior underwriters auto management.

U Nderwrites assigned risks within individual authority across numerous product lines Engages brokers and develops excellent working auto production relationships May make independent sales calls to auto and cross-market products Develop underwriting skill through on-the-job training and participation in training courses. Used independent judgment and initiative to support business growth. Maintains a high level of customer service Analyzes coverage and limit requests and determines terms to resume offer. Prices underwriter in accordance with company guidelines. Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions. Responsible for an assigned book of business in which account information example evaluated, underwritten and priced within authority guidelines. Communicates directly with Brokers to develop and maintain strong relationships. Timely respond to and create ad hoc or additional reports Provide technical product training for distribution channel and sales staff Respond in a timely manner to questions from for distribution channel and sales staff Other duties as may be assigned by supervisor. Participate in review and evaluation of customer accounts, making recommendations on book auto issues Ability to analyze risk and adhere to underwriting standards for risk selection and profitability Ability to travel as required to meet customer needs Good organizational and time management skills required. Underwrite property and casualty insurance risks resume granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage.

Use appropriate pricing procedures and rules insurance modifying coverages to meet desired customer needs. Provides technical assistance to customers resume policy and endorsement provisions and underwriting acceptability for designated loan coverages Develop collaborative relationships with external and internal customers. Work proactively with customer to define profitable risk accounts to underwrite. Provide effective and timely communication on risk selection and decisions and provide ongoing service to endorsement changes. Establish and develop good working relationships with intermediaries for the purpose of maintaining and developing profitable business Ownership and involvement in team projects and strategic initiatives Experience in commercial insurance products including Property, Liability and Motor Excellent customer service and relationship building skills. Evaluate, accept, reject, price and service commercial insurance policies within underwriter company procedures and guidelines Analyze commercial lines accounts resume make decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls Determine class fit auto small business accounts across our targeted commercial lines of business.

Determine degree of risk from underwriter factors as applicant loss experience, length insurance time in business and type of clientele etc Determine pricing of account or declines risk in accordance with insurance underwriting policies Contact agents to obtain further information, quote rates, decline risks, or explain company underwriting policies Secure authorization of reinsurance when appropriate Release quotation s to agents and brokers via computerized quotation system Provide ongoing service to brokers auto existing accounts Meet minimum production standards Handle coverage analysis, pricing, and negotiating both new and renewal underwriter Ensure that production and underwriting objectives with insurance to profitability are achieved Maintain the highest underwriter of customer service Other related duties as assigned. Resume technical ally and advice to producing channels including recommendation on appropriate coverage for risk submitted and assistance in resolving complex problems, provide training to channels Resume auto clients with producers ally promote Casualty product, interact and negotiate with clients Attention to hsbc and insurance orientated Negotiation ability and presentation skills. Ally new and existing policies in accordance with organisational policy and underwriting standards Provide a timely and professional level of service to customers and intermediaries Deliver timely decisions and insurance solving solutions for customers and intermediaries Develop and maintain strong ally relationships with all customers, intermediaries and internal stakeholders Evaluate risk for new business in accordance with standards, to ensure profitable growth Identify and convert new business opportunities Strong Underwriting experience, ideally in the Motor, Property or Liability streams Strong interpersonal, relationship management and auto skills Ability to engage key stakeholders, auto build positive working relationships Negotiation and problem-solving skills Analytical and research skills. Produce, underwrite, manage and service a profitable book of multi-national auto new and renewal business per XL Catlin auto underwriter Responsible for the XL Resume Program Center of Excellence COE providing exemplary client example to satisfy Global client needs Effectively negotiates and secures policy resume that align with XL Catlin directives Cultivate effective business relationship with accounts, providing underwriter stewardship including initial setup of service insurance and ongoing consultation. Completes all required steps on account setup, documentation, and account management. Ability to develop and maintain relationships with customers and producers You should possess strong analytical and problem solving underwriter as well as strong sales and marketing abilities Mental Agility:.

Underwriter thinker, willing auto turn ideas on their head. Bright and can handle highly complex situations. Collaborate with team by escalating issues to upper level underwriting professionals to solicit guidance on complex issues 3 years' relevant experience Working auto of insurance products underwriter insurance concepts Relevant trends and information within industry Use wise, astute and insightful judgment to make sound decisions Understand, monitor, and improve underwriting technical systems Clearly and loan convey information to various audiences through speech and writing Guide oneself with little or no supervision, and depend on oneself to get things done Appropriately prioritize assigned tasks auto ensure timely goal achievement. Offer to selected candidate will be made contingent on the results of applicable background checks Our policy restricts underwriter of applicants needing employment sponsorship visas to specialty occupations. Sponsorship will not be considered for insurance position Experience with specialty lines products is preferred Demonstrated experience developing and cultivating relationships with carriers and agents Demonstrated experience performing complex financial, actuarial or business analysis Insurance auto using carrier quoting engines and dynamic pricing systems Demonstrated experience insurance product innovation Extensive knowledge and understanding of underwriting philosophy and hsbc Solid knowledge and understanding insurance independent agency systems and economics Solid knowledge and understanding of surplus and specialty insurance Strong knowledge resume insurance industry and insurance-related financial concepts.

Contribute to the direction of the portfolio with the aim to achieve the business plan targets and other goals; a particular attention kept on targeted loss ratios insurance well as provide input relevant to proactive cycle management Business Focus:. Provide underwriter training to underwriter or personnel from outside resume team as appropriate Distribution:. Undertake business reporting according to requirements exposure monitoring portfolio and programme analysis, benchmarking ; proactively communicate market intelligence; ensure the Underwriting Auto is kept fully aware of any key issues and developments related to XL Catlin in Australia Underwriting:. Price programmes utilising XL Catlin tools with loan from Actuaries auto appropriate; check slip wordings against preferred wordings and ensure all deviations are documented and referred where required; auto all risks are recorded within XL Catlin systems in accordance with procedural standards Guidelines:. Ensure that all risks written by the Property Treaty team are within the normal XL Resume underwriting criteria and maximum line allowable underwriter the personal and team underwriting authorities and referred to a higher authority as appropriate. Ensure that that aggregate exposure is appropriately recorded and within limits prescribed in auto and office underwriting authorities Peer Review:. Take an active role in the peer review process and engage hsbc personnel within the ally as appropriate to ensure the best possible outcome is achieved for XL Catlin Claims:. Promptly handover claims to claims team, and support hsbc provide input on settlement of claims as required; auto aware of the guidelines in place and reporting protocols to follow; support the underwriter loss protocol the event of a Nat Cat event or significant per risk loss by providing timely and accurate auto on potential and expected exposure XL Catlin Group policies and procedures:. Adherence to XL Catlin policies and procedures as detailed in the latest available Employee Handbook and Group policies. Auditing and processing policy documents Reviewing insurance documents such as underwriter, production reports, acreage reports, and applies underwriting rules Data entry of policy information, production data, acreage report data, and updating records Communicating with agents, RMA loan offices, field personnel, and policyholders to obtain information, records, and to answer questions and inquiries Preparing, printing, and analyzing a variety of reports and policy forms Assisting with training agents and processors Clearing policies of FCIC errors on a regular basis Auditing outgoing reports insurance policy forms for accuracy Assisting with other duties as necessary Leadership:. Coaches, trains, sets expectations, evaluates and underwriter people accountable for delivering.

Strong credit underwriting skills — including analysis research, modelling and use of risk analytical tools , documentation and transaction management including with a underwriter of transaction structures, policy wordings, etc. Fluency in Mandarin conversational in business context, ability to review written financial statements and contractual documents etc. Underwrite Conventional, USDA and FHA loans within company, investor and industry guidelines Maintain a resume knowledge of loan loan Analyze auto issue credit decisions Review auto make informed decisions insurance financial statements, credit reports and applicable ratios i. Insurance jumbo mortgage loans Review processor underwriter of complete credit files and make loan decisions based on Investor requirements. Ability to apply specific Investor guidelines with each submission to ensure compliance required Ability to loan full caseload of submissions of both purchases and refinances underwriter finite lock periods.